One of the biggest purchases you will ever make is buying a home. A Realtor who is licensed by the national association of Realtors can assist you with every aspect of this task. Real estate agents are not always licensed with the association. A Realtor who is registered with the national association of Realtors has committed to a code of ethics and standards of practice, which means they are upheld to a higher standard. Finding a realtor can be as easy as asking a friend or family member to recommend one that they may know. When you hire a Realtor you have someone who will look after your best interests. They can assess your situation and give you advice on how much you can comfortably spend on your new home. Once you’ve discussed the specifics of the home you want to buy, your Realtor will arrange for you to view homes within your schedule. This is sure to save you a lot of time. Finding the right home may be daunting; your Realtor will be able to narrow your search to the specifications that you have requested. Realtors have many resources and can make your buying experience a pleasurable one, giving you peace of mind. You may consider hiring a Realtor even if you are having a new home built. Your Realtor may be able to get you a better deal. Some builders insist on using their mortgage companies in order to receive incentives, these mortgage companies may not offer the best interest rates; your Realtor may be able to negotiate these terms for you. They will watch over the building process and notify the builders if an error is made and they will make sure the paperwork presented to you for signing is correct. A Realtor will be able to refer you to a reputable mortgage company. Most Realtors have a network of companies that they have worked with before; besides a mortgage company a Realtor can refer you to a title company, lawyer, notary and a home inspector. Usually other associates are working with your Realtor; this will ensure timely processing of paperwork. They can advise you on the amount needed for a down payment and closing costs. Your Realtor will explain the financing details to you, and will assist you with the many negotiations that come with purchasing your new home. These include the price of your home, repairs that may be needed, and even a home maintenance warranty which will cover the appliances in your home for a time.